The Secret To Amazing ATMs

By Jason Abe


ATMs: No Longer Simply Cash Machines

Most people cannot remember the times when the only way to get money from a bank account was to actually go to the bank and interact with a human bank teller. Sure, there are some people that still prefer this process, but most simply consider this to be an unnecessary hassle. Because many people feel that they never have enough time to do everything they would like to in any given day, most of them now prefer to use an automated teller machine, or ATM, rather than a human teller. Considered the most convenient way to get money from a bank account, ATMs can now do many other things, adding even more convenience.

Because many banks do not have operating hours that go deep into a weekday evening, along with even shorter weekend hours, ATMs are some people's best chance to get money from their bank accounts. Fortunately for them, ATMs can be found almost everywhere, from malls, shopping centers, and grocery stores, to convenience stores, gas stations, and restaurants. With some accessible by foot and others by car, people can use most ATMs at any time of the day or night, of course, unless the establishment where it is located has closed. Taking advantage of various areas that see more consumer traffic at different times of the day or week, some companies have installed ATMs in vans, allowing them to change locations at will.

An ATM's primary function is to allow people to conveniently withdraw or deposit money from their bank account without the assistance of a living bank teller. ATMs also allow people to process checks and check their account balances, either by displaying it on the machine's monitor or by printing out bank statements. An ATM will also exchange currencies from other countries into the local currency, which is great for international travelers. There are now ATMs that will let you pay your utilities bills, phone bills, and others, even going so far as to allow you to pay your taxes.

ATM manufacturers, in recent years, have elevated their products to provide even more convenience than ever before. They are capable of allowing people to purchase all kinds of items now, from postage stamps to bus, plane, or train tickets in places besides the terminals. Even movie and concert tickets, lottery tickets, and other things like gift certificates can now all be purchased at an ATM. Additionally, by printing many kinds of coupons and advertisements on the back of ATM receipts, these machines even provide advantages for businesses, not just consumers.

Within this first decade or so of the 21st Century, there is a growing sense that people have less time than ever to do a tremendous amount more things than ever. Whether this is true or not, people are searching for conveniences wherever they can to help them save more time and energy. As this is what ATMs were originally designed to do, their evolution have only made them more effective at adding greater convenience to our lives.




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