Even though most work environments are not hazardous, when one is performing work related duties, there is always a slight risk that an injury could occur. If such an incident happens, the employee can receive compensation. The workers compensation insurance New York employees are entitled to is regulated by stringent laws. These regulations ensure that the person who was injured will receive compensation, and that the business or company for whom the person works will follow the appropriate steps after the incident.
New York state law ensures that all individuals who are considered employees are entitled to workers compensation. This applies to those who are employed part-time, full-time, and even temporary or leased employees. Also covered are volunteers who work for a profitable company.
Individuals who receive workers compensation in New York typically qualify for reimbursement for medical bills and cash benefits if they are hurt while working. This is usually the case regardless of the way the accident occurred, unless the worker was using drugs or alcohol on the job. The claim for the aforementioned expenses and cash benefits is generally handled by someone at the employer's insurance company.
It is important to understand that cash benefits from a work related injury do not usually equal 100 percent of the person's salary. Rather, the injured employee can expect to receive approximately 80 percent of his or her wages at the time of the injury. In certain cases, a company will dispute a person's claim for this kind of compensation, in which case a judge eventually makes a ruling. However, many such cases are black and white, and for this reason few employers contest a person's claim for benefits.
In some instances, individuals are denied such compensation if they have purposefully engaged in dangerous actions on the job. This is because such activity is similar to the aforementioned alcohol or drug use, which most employees are fully aware is prohibited at work. In other words, the person knows that he or she should not engage in dangerous activity, and therefore if the injury was sustained due to such action, the person will likely be responsible for his or her own expenses.
After the necessary paperwork is completed, a seven-day waiting period to goes into effect. However, there are some factors that may delay these documents from being forwarded to the insurance company, which may extend the waiting period. If the injured person does not receive anything in writing within 10 days of submitting the paperwork, the human resources officer at his or her company should be contacted.
An accident report should be filled out immediately by those who are injured while working due to no fault of their own. A person's supervisor or manager cannot refuse to allow an injured individual to fill out such documents. If any representative of the business attempts to intimidate a worker or convince him or her to forgo the accident report, the employee should contact an attorney.
The workers compensation insurance New York residents are protected by is essentially a safety net for injured employees. It ensures that the quality of the lives of such individuals is affected as little as possible despite their injuries. Seeking compensation is a wise course of action for anyone who was involved in an on-the-job accident.
New York state law ensures that all individuals who are considered employees are entitled to workers compensation. This applies to those who are employed part-time, full-time, and even temporary or leased employees. Also covered are volunteers who work for a profitable company.
Individuals who receive workers compensation in New York typically qualify for reimbursement for medical bills and cash benefits if they are hurt while working. This is usually the case regardless of the way the accident occurred, unless the worker was using drugs or alcohol on the job. The claim for the aforementioned expenses and cash benefits is generally handled by someone at the employer's insurance company.
It is important to understand that cash benefits from a work related injury do not usually equal 100 percent of the person's salary. Rather, the injured employee can expect to receive approximately 80 percent of his or her wages at the time of the injury. In certain cases, a company will dispute a person's claim for this kind of compensation, in which case a judge eventually makes a ruling. However, many such cases are black and white, and for this reason few employers contest a person's claim for benefits.
In some instances, individuals are denied such compensation if they have purposefully engaged in dangerous actions on the job. This is because such activity is similar to the aforementioned alcohol or drug use, which most employees are fully aware is prohibited at work. In other words, the person knows that he or she should not engage in dangerous activity, and therefore if the injury was sustained due to such action, the person will likely be responsible for his or her own expenses.
After the necessary paperwork is completed, a seven-day waiting period to goes into effect. However, there are some factors that may delay these documents from being forwarded to the insurance company, which may extend the waiting period. If the injured person does not receive anything in writing within 10 days of submitting the paperwork, the human resources officer at his or her company should be contacted.
An accident report should be filled out immediately by those who are injured while working due to no fault of their own. A person's supervisor or manager cannot refuse to allow an injured individual to fill out such documents. If any representative of the business attempts to intimidate a worker or convince him or her to forgo the accident report, the employee should contact an attorney.
The workers compensation insurance New York residents are protected by is essentially a safety net for injured employees. It ensures that the quality of the lives of such individuals is affected as little as possible despite their injuries. Seeking compensation is a wise course of action for anyone who was involved in an on-the-job accident.
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